Although we do not offer in-house financing at St. Louis Cosmetic Surgery, we offer a variety of payment methods and financing options to assist you when paying for your elective surgery as can be seen below. Our goal is to make this process as easy for you as possible. Look over our options below, if you have any questions, please reach out to our office and ask for our Billing Coordinator, Nancy.

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Payments We Accept


You may bring cash to pay for your surgery. However, you will not receive a discount for paying cash.

Cashier’s Check

We do not accept personal checks, however, we do accept cashier checks. The cashier’s check should be made out to St. Louis Cosmetic Surgery.

Credit Cards

Our office accepts American Express, MasterCard, and Visa credit cards as forms of payment.


We also offer financing options through PatientFi, Prosper Healthcare Lending, and Care Credit. You can apply below. Care Credit offers:

  • 6 months at 0% interest
  • 24 months at 14.9% interest
  • 36 months at 15.9% interest
  • 48 months at 16.9% interest
  • 60 months at 17.9% interest

Financing Options


PatientFi removes the cost barrier for elective treatments with monthly payment plan options.

Apply Here!

Prosper™ HealthCare Lending

Prosper Healthcare Lending has loaned over 5 billion dollars and empowered 250,000 people.

Apply Here!

Prosper Healthcare Lending logo

For over 30 years, CareCredit has been providing a valuable financing option for treatments and procedures that typically are not covered by insurance.

Apply Here!

Frequently Asked Questions

Do We Accept Insurance?

No, since our office offers strictly elective cosmetic procedures, we do not accept insurance of any kind.

Can Someone Else Pay For My Surgery?

You may have someone else pay for your surgery but you must have our “Proof of Authorization” forms filled out prior to payment. After completion of these forms, you will need to send in a photo of the persons’ drivers license along with a picture of the credit card that’s being used for payment.

When Is My Payment Due?

Your payment is due for your pre-op three days in advance.