Although we do not offer in-house financing at St. Louis Cosmetic Surgery, we offer a variety of payment methods and financing options to assist you when paying for your elective surgery as can be seen below. Our goal is to make this process as easy for you as possible. Look over our options below, if you have any questions, please reach out to our office and ask for our Billing Coordinator, Nancy.

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Payments We Accept

Cash

You may bring cash to pay for your surgery. However, you will not receive a discount for paying cash.

Cashier’s Check

We do not accept personal checks, however, we do accept cashier checks. The cashier’s check should be made out to St. Louis Cosmetic Surgery.

Credit Cards

Our office accepts American Express, MasterCard, and Visa credit cards as forms of payment.

*A 2.5% credit card processing fee will apply to all transactions.

Financing

We also offer financing options through PatientFi, Prosper Healthcare Lending, First Community Credit Union, and Care Credit. You can apply below. Care Credit offers:

  • 6 months at 0% interest
  • 24 months at 14.9% interest
  • 36 months at 15.9% interest
  • 48 months at 16.9% interest
  • 60 months at 17.9% interest

Financing Options

PatientFi

PatientFi removes the cost barrier for elective treatments with monthly payment plan options.

  • Offer an in-house revolving line of credit that can be used at St. Louis Cosmetic Surgery only.
  • 6-month, 0% interest* plans available.
  • Additional 12-60-month payment plans available with interest rates starting at 6.9%*.
  • Loans up to $40,000.

Apply Here!

Call (866) 734-5979

Prosper™ HealthCare Lending

Prosper Healthcare Lending has loaned over 5 billion dollars and empowered 250,000 people.

  • Interest rates start at 7%*.
  • Loans up to $100,000 with 24-84-month payment plans.

Apply Here!

Call (888) 602-6066

Prosper Healthcare Lending logo
CareCredit®

For over 30 years, CareCredit has been providing a valuable financing option for treatments and procedures that typically are not covered by insurance.

  • 6-month 0%* interest rate plans available.
  • Additional 24-60-month payment plans with available interest rates between 17.9-20.9%*.
  • Loans up to $25,000.

Apply Here!

Call (800) 365-8295

First Community Credit Union

Trusted since 1934, First Community Credit Union has been helping members get the financing they need. With affordable payment plans and competitive rates and terms, they can work with your budget.

  • Interest rates starting at 7.9%*.
  • Loans up to $10,000 with 12-60-month payment plans available.

Apply Here!

Call (636) 728-3330

firstcommunity.com

First Community Credit Union logo
Allē Payment Plans

Enjoy Allē treatments at our practice and split up the cost into monthly installments—thanks to flexible payment plans by Cherry. Make an appointment to get treated today and pay over time. *This is for non-surgical treatments only.

Apply Here!

Alle Logo

Frequently Asked Questions

Do We Accept Insurance?

No, since our office offers strictly elective cosmetic procedures, we do not accept insurance of any kind.

Can Someone Else Pay For My Surgery?

You may have someone else pay for your surgery but you must have our “Proof of Authorization” forms filled out prior to payment. After completion of these forms, you will need to send in a photo of the persons’ drivers license along with a picture of the credit card that’s being used for payment.

When Is My Payment Due?

Your payment is due for your pre-op three days in advance.

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